Save for care. Pay with ease.

Your healthcare,
paid for in advance.

Open a dedicated healthcare savings account, put money aside over time, and pay for hospital bills, pharmacy, gym, and spa care without the stress. No surprise bills — just peace of mind.

Save For Care

Set aside money little by little into your personal healthcare account.

No Surprise Bills

Your portion is calculated transparently before you're charged.

Pay In Seconds

Funds settle instantly across hospitals, pharmacies, gyms & spas.

100%
Transparent Pricing
24/7
Account Access
0
Hidden Fees
100s
Network Providers

Everything you need to take charge of your healthcare costs

Care Credit puts you in control. Save ahead, spend smart, and keep your family healthy — all from one account.

Your Own Savings Account

Deposit anytime and build a dedicated healthcare fund for co-pays, deductibles, and out-of-pocket costs.

Transparent Bills

See exactly what you owe before you pay. Your coverage and co-pay are applied automatically.

Find & Book Providers

Search a growing network of hospitals, pharmacies, gyms, and spas, then book appointments in a tap.

Instant Payments

Your portion is paid instantly from your balance — no cards, no cash, no waiting rooms delays.

Track Every Transaction

Complete history of deposits, withdrawals, and payments — clear statements at your fingertips.

Family & Employer Support

Employers can fund your account directly, so your care is covered even before you visit.

How It Works

Get covered in three simple steps.

1
Create Your Account

Sign up for free, choose your HMO and plan, and get a dedicated healthcare savings account.

2
Save Ahead

Deposit what you can, when you can. Your employer can also contribute to your balance.

3
Get Care, Pay Instantly

Visit any network provider, and your co-pay is settled automatically from your savings.

Built for Everyone in Healthcare

One platform connecting patients, employers, and healthcare providers.

Patients & Families
  • Dedicated savings account
  • Transparent co-pays
  • Book providers online
  • Instant bill payment
Get Started
Employers & Companies
  • Fund employees in bulk
  • CSV deposit schedules
  • Track contributions
  • Employee wellness benefits
Get Started
Hospitals & Clinics
  • Guaranteed payment
  • Automated payouts
  • Multiple HMO networks
  • Digital billing workflow
Get Started
HMOs & Pharmacies
  • Manage provider networks
  • Approve bills fast
  • Pharmacy dispensing
  • Reports & analytics
Get Started

Loved by Patients and Providers

Real stories from people who stopped worrying about healthcare bills.

★★★★★

"I save a little from every salary and my co-pays are handled automatically. I never walk into the hospital dreading the bill anymore."

JO
Jane Okafor Patient
★★★★★

"My company credits our health accounts every month. When my daughter was sick, everything was covered before we even checked in."

SM
Sarah Mba Employee
★★★★★

"Payments are instant and transparent. We get paid faster and patients are happier — everyone wins."

DA
Dr. Adeyemi Hospital Admin

Pricing Plans

Simple and honest. No hidden fees, ever.

Patient / Client

Free

Create a savings account, find providers, and pay your co-pays instantly. No subscription.

Get Started
Most Popular
Employer / Company

Free

Fund your employees' healthcare accounts in bulk and give your team a benefit they'll actually use.

Get Started
Hospital / Provider

Free

Join the network, submit bills digitally, and get paid automatically. No card fees to patients.

Get Started

Ready to stop stressing about healthcare bills?

Join patients, employers, and providers already using Care Credit to simplify healthcare payments.